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Home Buying Loans

The FHA Home Loan Company provides financing opportunities with low rate home buying loans for borrowers with all types of credit. Whether you are a 1st-time homebuyer or an experienced homeowners looking to relocate, our loan officers and mortgage lenders have the knowledge and experience to match you with the best home buying products available in the real estate market. Applicants should consider FHA home loan products like the first time homebuyer programs like, Nehemiah, Teacher Next Door, CHAFA loans and 203k home rehabilitation financing.

Unique Home Loans for 1st Time Home Buyers

The "CHAFA" home loan is operated by the California Housing Finance Authority. This program was developed in an effort to provide down-payment assistance for first time homebuyers in California with 100% home financing options.

The CHFA is actually two loans with a 97% FHA loan with the 1st mortgage and a 3% loan with a 2nd mortgage provided by CHFA. The CHAFA mortgages are only available to low-income homebuyers in California.

Nehemiah home loans have been a popular down-payment assistance tool that helps 1st time home-buyers to finance the purchase of a new home.

Please complete the basic form below and one of our home lenders will contact you shortly to discuss home loan options.

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